The People Behind BDF-GESTION

BDF-GESTION's strength lies in the expertise and dedication of its multidisciplinary teams, spanning economics, legal affairs, data science, public service, and international relations. Professionals across the institution share a common commitment to rigorous analysis and public accountability. Advisors are present throughout French territory, ensuring that citizens and businesses receive timely, impartial support. The diversity of roles—from monetary policy economists to front-line banking mediators—reflects the breadth of the institution's mandate.

  • Élise Morvan

    Director of Monetary Analysis

    Élise leads the team responsible for producing France's macroeconomic projections within the Eurosystem framework, coordinating closely with the European Central Bank. She holds advanced degrees in econometrics and has spent fifteen years refining the institution's forecasting models. Her work directly informs the Governing Council's monetary policy deliberations.

  • Thierry Laborde

    Head of Financial Stability

    Thierry oversees the continuous monitoring of systemic risk across banking, insurance, and capital market sectors. He designs stress-testing methodologies and leads the production of BDF-GESTION's annual financial stability review. His collaborative work with European supervisory authorities has been instrumental in strengthening cross-border regulatory coordination.

  • Nadia Cherif

    Chief Statistician and Data Director

    Nadia manages the full lifecycle of BDF-GESTION's statistical output, from data collection through declarant portals to public dissemination. She has led the modernisation of the institution's reporting infrastructure, reducing submission burdens for financial entities while improving data quality. Her team's datasets are used by researchers and policymakers across Europe.

  • Julien Fabre

    Head of Public Services and Mediation

    Julien coordinates the network of advisors who assist individuals and small businesses in navigating banking access disputes, overindebtedness procedures, and credit incident files. Under his leadership, regional reception offices have reduced average response times significantly while expanding multilingual support. He is a committed advocate for financial inclusion across all segments of French society.

  • Sophie Renard

    Senior Researcher, Sustainable Finance

    Sophie's research focuses on the integration of climate risk into monetary frameworks and financial regulation, producing widely cited working papers on carbon exposure in bank portfolios. She represents BDF-GESTION at international working groups on green finance, including G7 and Eurosystem taskforces. Her analytical work supports the institution's active contribution to France's climate transition strategy.